Banking Credit Manager Job at Leeds Professional Resources, Miami, FL

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  • Leeds Professional Resources
  • Miami, FL

Job Description

Our client is seeking a Credit Manager with experience working with several loan types including residential, commercial, and business loans!

Key Responsibilities of a Credit Manager in a Bank:

  • Creditworthiness Assessment: Evaluate potential and existing customers' creditworthiness using various models and data.
  • Loan Approval/Rejection: Approve or reject loan requests based on risk assessment and company policies.
  • Interest Rate and Loan Term Negotiation: Calculate and set interest rates, and negotiate loan terms with clients.
  • Credit Policy Development and Management: Develop, review, and update the company's credit policies and procedures.
  • Compliance: Ensure all lending procedures comply with relevant laws and regulations.
  • Risk Management: Monitor loan payments, manage debt settlements and renewals, and minimize bad debts.
  • Record Keeping: Maintain detailed records of company loans and client credit information.
  • Relationship Management: Build and maintain relationships with clients, internal stakeholders, and external parties.
  • Team Management: Lead and manage a team of credit analysts if applicable.

Requirements:

  • Professional experience in lending and credit analysis. Knowledgeable of banking products and documentation.

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